Our Mission: Financial Planning, Simplified.
TrustCalc was founded with a simple mission: to provide the most accurate, transparent, and easy-to-use financial tools for residents of the USA and UK. In a world of complex financial products, we believe that clarity should be free and accessible to everyone.
Bank-Grade Accuracy
Our algorithms are based on real-world financial standards, including standard amortization formulas used by major lenders in the US and UK.
100% Privacy
We never store your data. All calculations happen locally in your browser, ensuring your financial information stays with you.
No Hidden Agendas
We are not a lender. Our tools are designed to provide unbiased estimates to help you make informed decisions.
How Our Tools Work
Each calculator on our site is custom-built to reflect the specific financial landscape of the region selected. For example:
- Mortgages: Our US mode accounts for PITI (Principal, Interest, Taxes, and insurance), while our UK mode focuses on standard repayment structures and LTV (Loan-to-Value) tiers.
- Inflation: We use historical CPI (Consumer Price Index) data from the Bureau of Labor Statistics (USA) and the Office for National Statistics (UK) to provide realistic projections.
- Debt Management: Our strategies (Avalanche and Snowball) are based on proven financial methodologies for debt reduction.
Who Built This?
TrustCalc is maintained by a team of finance enthusiasts and software engineers dedicated to financial literacy. We believe that by providing high-quality tools and educational guides, we can help people navigate the path to financial freedom.
Important Disclaimer
While we strive for 100% accuracy, the results provided by our calculators are estimations only. Interest rates, tax laws, and lender policies are subject to change and vary by individual circumstances. We strongly recommend consulting with a certified financial planner or tax professional before making significant financial decisions.